Benefits Information for Official Retirees and Former Employees

Once you are a retiree or a former employee, your benefits coverage - including premiums - changes in regard to your classification and age.

Pre-65 Retirees

2024 Retirees and/or Eligible Dependents Under Age 65 (Non-Medicare Eligible) - Premiums

2024 Medical Plan Premiums (Rates below do not include tobacco-user additional premium, if applicable)	Monthly Premium
Premier CDHP
Retiree Only	$743.90
Retiree & Children	$1,339.00
Retiree & Spouse	$1,636.57
Retiree & Family	$2,231.69
Standard CDHP
Retiree Only	$682.22
Retiree & Children	$1,228.00
Retiree & Spouse	$1,500.90
Retiree & Family	$2,046.66
Limited CDHP
Retiree Only	$651.20
Retiree & Children	$1,171.97
Retiree & Spouse	$1,432.65
Retiree & Family	$1,953.62

2024 Dental Plan Premiums	Monthly Premium
Preventive Only
Retiree Only	$0
Retiree & Children	$0
Retiree & Spouse	$0
Family	$0
Delta Dental Plan Option 1 (Point-of-Service)
Retiree Only	$24.09
Retiree & Children	$60.42
Retiree & Spouse	$48.97
Family	$91.88
Delta Dental Plan Option 2 (Standard)
Retiree Only	$8.12
Retiree Children	$19.07
Retiree & Spouse	$16.62
Family	$29.89

2025 Retirees and/or Eligible Dependents Under Age 65 (Non-Medicare Eligible) - Premiums

2025 Medical Plan Premiums (Rates below do not include tobacco-user additional premium, if applicable)	Monthly Premium
Premier CDHP
Retiree Only	$781.10
Retiree & Children	$1,405.95
Retiree & Spouse	$1,718.40
Retiree & Family	$2,343.27
Standard CDHP
Retiree Only	$716.33
Retiree & Children	$1,289.40
Retiree & Spouse	$1,575.95
Retiree & Family	$2,148.99
Limited CDHP
Retiree Only	$683.76
Retiree & Children	$1,230.57
Retiree & Spouse	$1,504.57
Retiree & Family	$2,051.30

2025 Dental Plan Premiums	Monthly Premium
Preventive Only
Retiree Only	$0
Retiree & Children	$0
Retiree & Spouse	$0
Family	$0
Delta Dental Plan Option 1 (Point-of-Service)
Retiree Only	$30.77
Retiree & Children	$77.99
Retiree & Spouse	$62.51
Family	$118.22
Delta Dental Plan Option 2 (Standard)
Retiree Only	$11.61
Retiree Children	$28.21
Retiree & Spouse	$23.69
Family	$43.83

2024 Retirees and/or Eligible Dependents Over Age 65 (Medicare Eligible) - Premiums

PURcare (UHC Senior Supplement plus Part D prescription plan). $298.39/member
PURcare members with VA or Tricare Rx coverage will be $192.85/member
UHC Group Medicare Advantage PPO (including Part D prescription plan). $172.91/member

2025 Retirees and/or Eligible Dependents Over Age 65 (Medicare Eligible) - Premiums

PURcare (UHC Senior Supplement plus Part D prescription plan). $355.94/member
PURcare members with VA or Tricare Rx coverage will be $219.88/member
UHC Group Medicare Advantage PPO (including Part D prescription plan). $241.94/member

Additional Resources (Policy, guidance and Retire Smart booklet)

University Policy - Status and Privileges of Retired Faculty and Staff
Guidance related to post-retirement employment for faculty
Separation Period Required Upon University Retirement: When Purdue’s faculty and staff members retire, a 30-day separation is required before they can be re-employed by the University in any capacity. There are IRS provisions and state statutes that prescribe this “break-in-service.” Purdue welcomes back many retirees who return to work in temporary or part-time positions, but it is important to note that this 30-day break occurs before returning to any paid position.
2024 Retire Smart booklet with medical options information and pricing for official retirees age 65 or older

Long-Term Disability (LTD)

Information on Long Term Disability (LTD) coverage, including plan premiums, is available here.

Continuation of Coverage (COBRA)

Information on COBRA coverage, including medical plan premiums, is available here.

Additional Resources (Benefit Termination Dates)