Benefits open enrollment for 2023 begins next week

Open enrollment provides an annual opportunity for faculty and staff to review benefit offerings and make choices for the upcoming year. Open enrollment begins Oct. 25 (Tuesday of next week) and ends at 6 p.m. ET Nov. 8. All Purdue University and Purdue Global employees are asked to actively review their benefits and enroll via Benefitfocus in order to ensure they have the benefits coverage they want in 2023. 

Resources and information for employees are outlined below.

WEST LAFAYETTE, FORT WAYNE AND NORTHWEST EMPLOYEES

Current benefits

Except for health savings accounts (HSAs), health reimbursement accounts (HRAs) and flexible spending accounts (FSAs), current benefits will roll forward into 2023 unless employees log into Benefitfocus and make new selections. Those who wish to have an HSA, HRA or FSA must log into Benefitfocus and elect them for 2023.

Note: The Tobacco Survey and Working Spouse Certification must be completed, as answers could impact premiums.

If employees do not complete the Tobacco Survey and Working Spouse Certification, they will incur the tobacco-user additional premium (for both themselves and their spouse, if covered) and the working spouse premium (for their spouse, if covered).

Additionally, employees are encouraged to double-check which dependents they are covering on each benefit. Employees must select the green bubble (with dependent’s name) for each benefit for which they would like their dependent to have coverage. Once enrollment is complete, employees should review the summary to ensure their dependents are listed and have benefits coverage as intended. 

2023 health plans

The same three consumer-driven health plan (CDHP) options with Anthem – Premier CDHP, Standard CDHP and Limited CDHP – will be offered in 2023 with no increase in premiums. All three plans have free preventive care with an in-network provider, free generic preventive medications, $10-or-less generic non-preventive prescriptions after deductibles are met, and more. The following videos provide information to help guide employees in making a plan choice: 

• The “Medical Plan Overview” video takes a look at all three consumer-driven health plans (CDHPs) – Premier CDHP, Standard CDHP and Limited CHDP – and points out similarities and comparisons among the plans.
• The “Choosing the Right Medical Plan” video walks viewers through the considerations that should be taken when choosing a medical plan and provides information to help employees understand the full cost of the medical plan – including the premium, medical costs and out-of-pocket maximum costs under each of the three CDHP plans available for 2023.

Resources

The dedicated open enrollment website for employees on the West Lafayette, Fort Wayne and Northwest campuses is available here and includes an open enrollment guide, presentations (virtual and recorded), what to expect in 2023 and more.

PURDUE GLOBAL EMPLOYEES  

Current benefits

Except for health savings accounts (HSAs) and flexible spending accounts (FSAs), current benefits will roll forward into 2023 unless employees log into Benefitfocus and make new selections. Those who wish to have an HSA or FSA must log into Benefitfocus and elect them for 2023. 

Additionally, employees are encouraged to double-check which dependents they are covering on each benefit. Employees must select the green bubble (with dependent’s name) for each benefit for which they would like their dependent to have coverage. Once enrollment is complete, employees should review the summary to ensure their dependents are listed and have benefits coverage as intended.

2023 health plans

The same three medical plans will be offered, but with a different insurance provider.

UMR will replace Aetna as the medical plan carrier in 2023. The plans remain the same – there is just a different insurance provider. Purdue Global plan choices are:

• CDHP (formerly Choice POS II – HDHP)
• Health Fund (formerly Choice POS II – HRA)
• Select (formerly Open Access Select)

Resources

The dedicated open enrollment website for Purdue Global employees is available here and includes an open enrollment guide, a recorded open enrollment presentation, what to expect and more.

ALL PURDUE EMPLOYEES

Pre-enrollment tips

As open enrollment approaches, here are a few tips to keep in mind:

1. Set aside time to actively enroll. Be sure to complete enrollment by 6 p.m. ET Nov. 8.

2. Download the Benefitplace mobile app, which can be used to complete enrollment elections if preferred.

• Purdue University company ID is enrollpurduebenefits
• Purdue Global company ID is PurdueGlobalBenefits

3. Remember to review HSA or FSA contributions– take advantage of the pretax savings.
4. Review beneficiaries– open enrollment is the perfect time to review and update beneficiaries.
5. Don’t stress – again, there is informationalready available (see the dedicated open enrollment websites above) to help employees and ensure that the plan best suited for them and their family (if applicable) is chosen.

Questions:

Employees should direct questions to their respective Human Resources – Benefits departments.

• West Lafayette campus: Email hr@purdue.edu or via secure email at HR Help or call 765-494-2222 or toll-free at 877-725-0222.
• Fort Wayne campus: Email: hr@pfw.edu or call 260-481-6840.
• PNW Westville and Hammond campuses: Email: hr@pnw.edu or call 219-989-2251.
• Purdue Global: Email hr@purdue.edu or via secure email at HR Help or call 765-494-2222 or toll-free at 877-725-0222.

Allow time for responses, as customer service’s call volume increases significantly during open enrollment.