Graduate Staff Dental Insurance
Those employed in a graduate staff position(s) which carries a minimum of 0.50 FTE/half time/20 hours per week or more or a graduate student with a fellowship administered as an assistantship on the West Lafayette/Indianapolis campus are eligible to participate in the dental insurance program with their dependents. Dependents include your legal spouse and/or dependent children (until the end of the month in which the children reach their 26th birthday).
Dental Coverage
The Point-of-Service plan (Option 1) provides the most cost-effective benefits for diagnostic and preventive services and a schedule of treatment for restorative work if the Delta Dental PPO network is used. Services provided by non-PPO dentists are reimbursed at a reduced percentage.
The Standard plan (Option 2) provides benefits for diagnostic and preventive services and basic treatments ONLY when a Delta Dental PPO network dentist provides the care.
Any deductible or plan limits associated with your plan are tracked on an academic-year basis (August to July).
Teledentistry
Teledentistry, or a virtual dental visit, is covered 100% when you see an in-network provider and is primarily used to help determine whether your dental situation is urgent or something that can wait for a regular office visit. Teledentistry is not available at all dental offices.
Coverage Dates
For new hires and newly benefits-eligible graduate staff, your coverage will be in place following your enrollment starting with the beginning of the month in which you are eligible and terminating with the end of the academic year or the last day of the month in which you are eligible.
For returning graduate staff enrolling during the annual open enrollment period, your coverage will be in place from August 1 until the end of the academic year or the last day of the month in which you are eligible.
Dental Insurance Cost
2024-2025 Annual Premiums
| Delta Dental PPO Point of Service Plan Option 1 Group #5186 |
Delta Dental PPO Standard Plan Option 2 Group#9824 |
|
| EE only | $274.32 | $168.24 |
| EE & spouse | $542.64 | $327.48 |
| EE & child(ren) | $641.52 | $422.88 |
| EE, spouse & child(ren) | $981.24 | $632.28 |
2023-2024 Annual Premiums
| Delta Dental PPO Point of Service Plan Option 1 Group #5186 |
Delta Dental PPO Standard Plan Option 2 Group#9824 |
|
| EE only | $260.04 | $159.48 |
| EE & spouse | $514.32 | $310.44 |
| EE & child(ren) | $608.04 | $400.80 |
| EE, spouse & child(ren) | $930.12 | $599.28 |
Enrollment
You may enroll in a Delta Dental plan through the Academic HealthPlans (AHP) Portal for graduate staff. During the annual open enrollment period in July, there will be a link on the AHP site. New hires and newly benefits-eligible graduate staff will receive an email from AHP with a link to enroll.
Dental ID Number
You will be assigned a unique dental ID number. An ID card will be mailed to you and will also be available on the member portal as well as on the mobile app.
Access your Benefits
Contacts
Questions on coverage
- (800) 524-0149
Dental Health Resources
- Delta Dental Payment Example (PPO)
- Delta Payment Example (PPO Option 1)
- Delta Dental Payment Example (PPO Option 2)
- Oral Health Bites- Monthly tips on dental health and benefits
- Oral Health and Wellness - Information as well as resources (teaching tools, activities for kids, videos, and more) on a variety of dental topics
- The Link Between Oral and Overall Health
- Tobacco Use Risk
- Rethink Your Drink, Choose Water