Critical Illness Insurance
Note: Effective January 1, 2026, critical illness insurance will be administered by Securian.
Administered by Securian
Coverage for critical illnesses
Critical Illness Insurance through Securian provides a lump-sum payment if you or a covered family member is diagnosed with critical illness. Examples of critical illnesses include heart attack, stroke, cancer, infertility, type 1 diabetes, autism and others. See plan summary below for a list of covered conditions.
New for 2026. Dependent parent coverage - Coverage for your dependent parent(s) is automatically included when you are enrolled in employee coverage. Your parent(s) and those of your spouse are eligible at 25% of your payable covered benefit provided you cover more than half of their out-of-pocket costs, including housing, food, clothing and medical services, or a dependent parent is claimed as a dependent on IRS income tax forms. The dependent parent(s) only needs to meet one of these two requirements. Please note that your dependent parent(s) must reside in the United States. Dependent parents are not eligible for all covered conditions offered to an employee, their spouse and child(ren). The benefit is payable to the covered employee.
Other features include:
- You select your coverage amount, from $10,000, $20,000 or $30,000.
- You may elect Spouse/Dependent coverage at 50 percent of the selected employee benefit. Coverage will include dependent parent coverage at 25%.
- Benefits are paid directly to you and are in addition to Purdue's medical and disability benefits
- A wellness benefit is paid each calendar year if the covered person completes a covered health screening (for example, mammogram, colonoscopy, Pap test, prostate exam, blood panel, etc.). $50 for employee, spouse and children. See the Health and Wellness Benefit below for a full list of eligible health screenings.
- Participants will be responsible for submitting claims and all documentation to Securian directly.
Additional Services Included
The following basic services are automatically included as part of the voluntary plans and your University-provided basic term insurance plan with Securian.
Beneficiary financial counseling
Beneficiaries may take advantage of independent financial counseling services from PricewaterhouseCoopers LLP.
Legal services
Ceridian LifeWorks provides telephone access to a national network of attorneys for consultation on various legal issues, including simple wills. For more information, call 877-849-6034.
Travel assistance
Emergency travel assistance and travel information services are provided by Redpoint WTP LLP. For more information, call 855-516-5433.
Identity theft resolution
Identity theft resolution services are available to guide you through the identity recovery process. Services are provided by Europ Assistance USA. For more information, call 866-893-8508.
How to enroll
- Enroll online with Benefit Focus through the employee portal.
- Enrollment is restricted to annual open enrollment, new hire and life events