Accident Insurance
Note: Effective January 1, 2026, accident insurance will be administered by Securian.
Administered by Securian
Accident insurance through Securian helps protect you and your family from the costs of unexpected accidents and is designed to provide coverage in addition to your medical plan.
Coverage Summary
- Benefits are paid directly to you and are in addition to Purdue's medical and disability benefits.
- Family coverage options.
- No medical underwriting or pre-existing condition limitations.
- Two plan level options available.
- New, dependent parents coverage
Enhancement to voluntary benefits now includes dependent parent coverage
We're excited to announce a valuable new addition to your benefits package that recognizes the growing reality of caring for aging parents. All voluntary benefit plans now automatically include coverage for your dependent parents when enrolled in employee coverage, providing additional peace of mind for your entire family. This new benefit recognizes that many employees provide financial support for aging parents.
Dependent parent coverage is available under your accident, critical illness and/or hospital indemnity insurance, payable to the covered employee. This coverage is available for your parents and those of your spouse provided you cover more than half of their out-of-pocket costs, including housing, food, clothing and medical services, or a dependent parent is claimed as a dependent on IRS income tax forms.
This type of coverage can help pay for medical expenses, treatments, and other healthcare services for aging parents who rely on you for support. It is designed to provide peace of mind and financial assistance in managing the healthcare needs of dependent parents.
Annual Premiums
| Employees Only | Employee's + Spouse | Employee + Child(ren) | Employee + Spouse + Child(ren) | |
| Plan 1 – High Plan* | $103.92 | $173.04 | $179.28 | $248.40 |
| Plan 2 – Low Plan | $31.80 | $68.28 | $64.08 | $100.56 |
Participants will be responsible for submitting claims and all documentation to Securian directly.
Additional Services Included
The following basic services are automatically included as part of the voluntary plans and your University-provided basic term insurance plan with Securian.
Beneficiary financial counseling
Beneficiaries may take advantage of independent financial counseling services from PricewaterhouseCoopers LLP.
Ceridian LifeWorks provides telephone access to a national network of attorneys for consultation on various legal issues, including simple wills. For more information, call 877-849-6034.
Emergency travel assistance and travel information services are provided by Redpoint WTP LLP. For more information, call 1-855-516-5433.
Identity theft resolution services are available to guide you through the identity recovery process. Services are provided by Europ Assistance USA. For more information, call 866-893-8508.
Resources:
How to Enroll
- Enroll online with Benefitfocus through the employee portal.
- Enrollment is restricted to annual open enrollment, new hire and life events.
For questions, call the Securian Service Center at 855-750-1906