Supplemental Hospital Insurance
Administered by Securian
Coverage for Supplemental Hospital Insurance
Supplemental Hospital Insurance through Securian can help you be better prepared by providing you with a payment to use as you see fit if you experience a covered event and meet the policy and certificate requirements. Hospital indemnity insurance is a cost-effective way to help with the expenses above and beyond what your health insurance plan already covers, giving you the flexibility to spend the money on anything you wish, such as medical bills, health care deductibles, groceries, loss of income, travel expenses or a dog sitter.
Features include:
- Two plan level options available
- Benefits are paid directly to you and are in addition to Purdue's medical and disability benefits.
- Family coverage options
- Convenience of payroll deduction
- One-time $250 newborn benefit added for maternity hospital admissions
- Ability to submit labor and delivery claim ahead of hospital stay at 36 weeks pregnant and be paid
- New, BenefitBump parenthood support resource
- New, dependent parents coverage
BenefitBump helps you prepare for parenthood – at no cost to you
Adding to your family is joyful and exciting. It can also be hard to navigate. Purdue offers. BenefitBump to support you along your parenthood journey. Services through BenefitBump are available when enrolled in hospital indemnity insurance. At no cost to you, this service provides holistic support to help you navigate your benefits and time-off programs as you grow your family. It provides support at every step — from pregnancy or adoption to delivery or placement, parental leave, childcare, return to work, and more.
Here’s how BenefitBump works:
- Registration — You can sign up with BenefitBump by visiting mybenefitbump.com and get started with the program. Log in to the site and enter invitation code “Purdue” to complete registration.
- Your own Care Navigator — Your main contact is an emotional health professional trained in employer benefits. Think of your Care Navigator as one-part project manager, one-part confidant. Your Care Navigator will be with you through every step of your parenthood journey, prioritizing your well-being along the way.
- 24/7 digital tools — BenefitBump’s website and mobile app help you stay on top of the important to-dos of your parenthood journey with timely reminders and a helpful checklist designed for your path to parenthood. More than that, BenefitBump’s digital tools house a whole library of educational resources.
BenefitBump can help you lower stress, save time, and enjoy better financial and health outcomes. And mostly, enjoy time with your new family member!
Call the BenefitBump team at 1-888-286-7314 with any questions.
Enhancement to voluntary benefits now includes dependent parent coverage
We're excited to announce a valuable new addition to your benefits package that recognizes the growing reality of caring for aging parents. All voluntary benefit plans now automatically include coverage for your dependent parents when enrolled in employee coverage, providing additional peace of mind for your entire family. This new benefit recognizes that many employees provide financial support for aging parents.
Dependent parent coverage is available under your accident, critical illness and/or hospital indemnity insurance, payable to the covered employee. This coverage is available for your parents and those of your spouse provided you cover more than half of their out-of-pocket costs, including housing, food, clothing and medical services, or a dependent parent is claimed as a dependent on IRS income tax forms.
This type of coverage can help pay for medical expenses, treatments and other healthcare services for aging parents who rely on you for support. It is designed to provide peace of mind and financial assistance in managing the healthcare needs of dependent parents.
Annual Premiums| Employee Only | Employee + Spouse |
Employee + Child(ren) |
Employee + Spouse + Child(ren) |
|
| Plan 1 – High Plan | $244.80 | $525.96 | $394.44 | $675.60 |
| Plan 2 – Low Plan | $122.52 | $246.84 | $198.60 | $322.92 |
Participants will be responsible for submitting claims and all documentation to Securian directly.
How to enroll
- Enroll online through the OneCampus portal.
- Enrollment is restricted to annual open enrollment, new hire and life events
Additional Services Included
The following basic services are automatically included as part of the voluntary plans and your University-provided basic term insurance plan with Securian.
Beneficiary financial counseling
Beneficiaries may take advantage of independent financial counseling services from PricewaterhouseCoopers LLP.
Ceridian LifeWorks provides telephone access to a national network of attorneys for consultation on various legal issues, including simple wills. For more information, call 877-849-6034.
Emergency travel assistance and travel information services are provided by Redpoint WTP LLP. For more information, call 1-855-516-5433.
Identity theft resolution services are available to guide you through the identity recovery process. Services are provided by Europ Assistance USA. For more information, call 866-893-8508.
Resources:
- Hospital Indemnity Insurance plan summary
- How to file a claim
- Securian Hospital Indemnity Certificate
How to Enroll
- Enroll online with Benefitfocus through the employee portal.
- Enrollment is restricted to annual open enrollment, new hire and life events.
For questions, call the Securian Service Center at 855-750-1906